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- Home Mortgage Interest DeductionsHome Mortgage Interest Deductions With April 15th right around the corner, you might find the following information helpful as you file your taxes for the 2023 tax year. Mortgage Insurance Premiums The itemized deduction for mortgage insurance premiums has expired. You can no longer claim the deduction for your mortgage insurance premiums. Home Equity Loan Interest You can still deduct the interest from a home equity loan as long as the debt was used to buy, build or improve your home. Home Mortgage Interest You can deduct home mortgage […]
- Down Payment Assistance ProgramsDown Payment Assistance Programs So, you are ready to buy a home. And now you speak with a lender who says, “how much money have you set aside for your downpayment and closing costs?” Down Payment??? Closing Costs??? Oh my! Well now, there are so many Down Payment Assistance Programs that can help you, a first-time homebuyer, if qualified, with downpayment assistance. Here are some choices: CalHFA offers MyHome Assistance Program CalHFA Government Loans (FHA): MyHome offers a deferred-payment junior loan of an amount up to the […]
- “How’s the Market?” Dec 6, 2023El Segundo, CA 90245 Wed Dec 06 2023 This week the median list price for El Segundo, CA 90245 is $1,845,000 with the market action index hovering around 41. This is less than last month’s market action index of 42. Inventory has held steady at or around 9. Click here to stay informed with the El Segundo market! Slight Seller’s Advantage In the last few weeks, the Market Action Index has resumed a climb. Despite the fact that we’re in a Seller’s market, prices have not yet resumed upward momentum. However, it is likely that given […]
- Perfecting Your Space After Leaving the WorkforcePerfecting Your Space After Leaving the Workforce The freedom of retirement is a lot to take in at once. One great way to start enjoying your newfound liberties is to relocate to a home that will facilitate all your plans for the new chapter in your life. The following tips from Realtor Carol Gilles can help you make your new house into a perfect post-retirement home that you feel comfortable living in. Determine Your Budget and Abilities The first step in this process is finding the ideal home to spend your retirement in. Consider your […]
- Homeowners Insurance UpdateHOMEOWNERS INSURANCE California UPDATE As many of you know, many of the insurance companies have stopped selling new homeowner insurance policies in the State of California. Before closing escrow, you will need a homeowner insurance policy to cover the lender’s mortage liability Here is the good news, Farmers Insurance is still selling policies! I turned to my friend, Don Lee of Farmers Insurance for the current update. Farmers started the cap of 7,000 policies a month state wide on July 3rd and it looks like we will have capacity to […]
- Neighborhood Spotlight: Rancho Palos VerdesNeighborhood Spotlight: Rancho Palos Verdes Rancho Palos Verdes features a variety of living choices, from Oceanfront homes and Rural Ocean Enclaves to quiet family neighborhoods. Serene ocean views dot the coastline. So whether you are looking for Whales or the chance to find a private beach, Rancho Palos Verdes can be your next address! Rancho Palos Verdes is located on the top of the Palos Verdes Peninsula with 7.5 miles of coastline surrounded by Palos Verdes Estates to the north and San Pedro to the south. If you are a golfer – […]
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Homes in Redondo Beach, Torrance & San Pedro
Testimonials
I contacted Carol to help list and sell my home -- Aug 2020
What more can you possibly ask for when looking for a realtor? Passionate, knowledgeable, experienced, friendly, patient. All those describes Carol Gilles. She helped me purchase my first home a few years back and from the very beginning when I first met her, she made every conversation as comfortable as if you’re talking to a long time friend. All relevant information was presented clearly and concisely. Fast-forward to 2016, I made the decision to sell my home and without any hesitation, I contacted Carol to help list and sell my home. I had the same expectations from Carol and she didn’t disappoint. If you’re looking to buy/sell and want a low stress experience, I highly recommend Carol to anyone. Alan Hy
“Thanks for taking such good care of us, we couldn’t have done it without you!” -- Oct 2014
“In all our dealings with Realtors over the past ten years, we have never met anyone as helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced Realtor who cares about getting things done and doing them right! Thanks for taking such good care of us, we couldn’t have done it without you! 27 Offers + Sold for 50k OVER Full Price! Carol was our real estate agent when we bought our house in Gardena in 1992. She did such an outstanding job that we decided to use her again when put our house on the market in March, 2013. We showed the house for three days and had 46 showings and 27 offers. Thanks, Carol for all the hard work and another great job. I recommend Carol to anyone looking to buy or sell real estate.” Gary & Judy Brooke
Carol communicated with us and was supportive throughout the entire process. -- Oct 2022
We contacted Carol about selling my mother’s home in Torrance after she passed away. Carol was super helpful and made the process as painless as it can be. Even though the market has been a little unsteady lately, we received multiple offers over the asking price in just a couple of days and were in escrow within a week of our open house. Carol communicated with us and was supportive throughout the entire process. It was a great experience and we would recommend Carol to others. Greg Stancl & family
Long distance sale -- Nov 2021
I live in Palm Desert, my condo was in Gardena. Carol went over and above to make this work Barbara Smith
“You were ALWAYS there to answer questions.” -- Oct 2014
You stuck with US for as LONG as it took ….. We just wanted to send you a quick note to say THANK YOU. We really can’t thank you enough. You stuck with us for as long as it took, (and it took a while for us to get our stuff together). You were ALWAYS there to answer questions, even when you were on vacation. You were totally honest, helpful and just made our home buying experience wonderful. We will highly recommend you to anyone needing a Realtor. You went over and beyond to help us out and we appreciate it more than we can express. THANK YOU! THANK YOU! THANK YOU! Hannah and Chris Froeschle
“Specialized in the South Bay area” -- Oct 2018
Hi Carol, I’m sorry for response too late. You did excellent job for me. You are very much specialized on south bay area. I would recommend any buyer or seller for her job. I am very happy about her professional manner. Carol did great job on multiple listing and great sales too ! Sunny Kashahara
I’m extremely impressed with Carol’s work! -- Aug 2020
“I’m extremely impressed with Carol’s work! She is efficient, fast and gets the job done! We would like to thank her for all her hard work! Wonderful person and a future of long term friendship ahead” Sherri & Don Wright
“Thank You!” -- Oct 2014
“Thank You! I would like to take this opportunity to thank you for your diligent efforts in selling my property. I realize everything takes time and patience.” Esther Kim