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Carol Gilles, REALTOR®, real estate agent and broker for Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)





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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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What is the average age range of a second-home buyer in the United States?

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Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Carol Gilles, REALTOR®, real estate agent and broker for Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)

Carol Gilles
The Real Estate Group
3655 Torrance Blvd. Ste 420
Torrance, CA. 90503
CA DRE# 00803846
Phone: 310-540-5231
Cell: 310-864-9738
Fax: 310-792-5711
Email: carol@carolgilles.com

Carol Gilles has been in real estate in the South Bay area since 1979. She has been awarded Top Producing Agent seven years, and is a multi-million dollar producer. She guides all her clients through all of their real estate need with exceptional experience and professionalism. Carol Gilles is America's NUMBER1EXPERT™ in real estate for the Torrance area. So contact her today! DRE# 00803846


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