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Special Offers From Me To You!
Just for you-I offer the following Free
Brochures--plus I've assembled some other Special Offers. Fill out the email
form on this page to order any or all of the brochures featured below. Once you
are done with that, drop below the email form and click on any of my other
Special Offers to learn more details about them.
Just for you, I've assembled some Special Offers. Choose one or all! 

Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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What information does nearly every state in America require the seller of a home to reveal to the buyer?
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Most states require disclosure of any existing problems or conditions that could affect the value of the house. |
See More Real Estate Trivia > |
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Carol Gilles The Real Estate Group 3655 Torrance Blvd. Ste 420 Torrance, CA. 90503 CA DRE# 00803846 Phone: 310-540-5231 Cell: 310-864-9738 Fax: 310-792-5711 Email: carol@carolgilles.com
Carol Gilles has been in real estate in the South Bay area since 1979. She has been awarded Top Producing Agent seven years, and is a multi-million dollar producer. She guides all her clients through all of their real estate need with exceptional experience and professionalism. Carol Gilles is America's NUMBER1EXPERT™ in real estate for the Torrance area. So contact her today! DRE# 00803846
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